You will be subjected to hundreds of lending ads with the promise of best rates or competing lenders. The problem is that most of these advertising lenders will leave out the details of the actual loan. Try looking at the fine print on the bottom of each ad and good luck reading the one's you see on T.V.. Many of these ads will exclude fees that they charge during their process or only show you the P&I payment (principle & interest). Other fees that you will end up paying could add hundreds of dollars to your monthly payment or thousands over the term of your loan. How do you know that companies that use competing lenders aren't showing you the 4 highest bids?

Lenders make their income off of commissions (loan origination fee), junk fees and your loan amount. Many want you to buy more than you can truly afford and don't care if you end up in financial ruin or foreclosure because they get paid the moment you buy and close the purchase of your home.

How much money do you need to buy? Can you buy for '0' Down? What if you have bad credit? Do I have the best loan right now? There are many different types of loans that will allow you to purchase a home for no money down, bad credit, or even if you have a past bankruptcy. Rates and the type of programs available change several times a day meaning no one can promise you the exact rate and payments until you "lock" you loan. This means you have a legal contract to purchase a particular property or an existing home to refinance.

Today's Home Buyer works with several lenders nationally that compete for your business whether it's your first loan, a refinance, equity loan or debt consolidation. Always ask each lender to put your type of loan in writing (Good Faith Estimate) so you can see the details of your loan, any fees and your monthly payments. You will be able to see for yourself who is offering you the best deal and not worry about a bunch of fine print and hidden fees.

This service is completely free and there is never an obligation.

*All information is secure and never shared or sold to a third party

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Top 3 Ways To Save Thousands when Buying:

1. Find The Proper Loan - The #1 way to save money is by finding the loan that meets your particular needs and then shop it.

2. Avoid The Listing Agent - The listing agent represents the seller and has promised them the highest price and best deal. How can they get you a better deal? They Can't! 

3. Get The Right Inspections - Even a new construction home can have hidden issues. Avoid costly repairs by having a professional find them before you buy.

Today's Home Buyer will save you thousands by (1) helping you shop for the best loans available, (2) through tough negotiations on your behalf against the seller and their listing agent and (3) suggesting proper inspections to help prevent hidden or costly repairs.

We work with over 180,000 FREE Buyer Agents across the U.S. to ensure you save!